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TrustPay announces new partnership with MuchBetter

Computer users and programmers have become so accustomed to using Windows…

TrustPay announces new partnership with MuchBetter

Computer users and programmers have become so accustomed to using Windows…

TrustPay announces new partnership with MuchBetter

Computer users and programmers have become so accustomed to using Windows…

13. November 2023

Strong Customer Authentication (SCA)

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author: TrustPay
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Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication, to increase the security of electronic payments. An authentication is considered strong if a shopper is able to provide […]

Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication, to increase the security of electronic payments.

An authentication is considered strong if a shopper is able to provide two out of the following factors:

Something the customer KNOWS (e.g., password of PIN)
Something the customer HAS (e.g., phone of token)
Something the customer IS (e.g., fingerprint or face recognition)